Bharath is the Managing Director of the Risk and Information Management Global Center of American Express. In this capacity he leads a 500+ member analytical/scientist team based in India (offices in Gurgaon and Bangalore) that works on all aspects of American Express' global business. In particular, the team applies advanced quantitative techniques on data to drive strategy. He reports to the Chief Risk Officer of the company. Bharath has been in various roles in American Express since 1998, starting his career in the New York office. He has led teams that have created analytical innovations that have driven significant profitable growth for the company. He was a board member of the US Small Business Financial Exchange, and a voting member of various global risk committees. In his current role, he has led the growth of the India team into new areas such as Big Data and analytical consulting, thereby enabling the creation of new revenue streams for the company. He is on the board of American Express (India) Pvt. Ltd.
Previously, Bharath was in the Tata Administrative Services, where he worked on initiatives across various Tata group companies. Bharath's interests are in the area of data science, and its application to business opportunities. Bharath has a BTech from IIT Madras, PGDM from IIM Calcutta and a PhD from Purdue University.