Sanjay Rishi is seasoned leader and business builder with over 37 years of global experience. He has expertise in payments, lending, travel and customer loyalty management. He is skilled at starting, driving and sustaining growth in complex operating environments. He launched the American Express Card in India and set up the Company's global service infrastructure in Asia. He srn American Express Merchant Services in International and American Express Commercial Payments in the US. He built "One India", an integrated approach with P&L oversight for 7 businesses and launched Payback, India's first coalition loyalty program. He has forged several strategic alliances with fintech companies. Sanjay has won several external recognitions over multiple years, including Indias top 10 Great Places to Work, Indias Most Trusted Credit Card , Forrester Customer Experience Leader and Indias Best Loyalty Program. He is a former member of American Express Global Management Team, comprising the top global leaders in the company. He has served on the Boards of American Express Banking Corporation and Loyalty Partner, Indias largest coalition loyalty program. He also serves as Independent Director on Board of EazyDiner, Indias leading online restaurant booking platform. Sanjay is a strategic thinker, results driver, relationship builder, innovator and people leader.